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IT Contractors' Insurance

Whether you’re looking for a single Professional Indemnity policy or a comprehensive package, we offer great quality cover at affordable prices. isure is the leading choice for IT computer contractors’ insurance.

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Delivering first class service is at the heart of what we do.

  • Price in seconds
  • 500+ professions insured
  • Cover in minutes
  • Free retroactive cover
  • A+ (S&P) insurer security
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Whether your specialty is designing, installing or maintaining computer systems, when they fail to function properly, or fail to meet a user’s expectations, clients are quick to place the blame. In today’s digital age, it comes as no surprise that we’ve become so reliant on IT consultants.

As professional life becomes more complex, keeping up to date with new innovations, constant flow of change in legislation, maintaining requirements associated with  professional development can leave  a professional time poor to perform duties properly , or as  thoroughly.

If you don’t provide the correct professional advice to a client and they are negatively impacted, there is a chance that they will take legal action against you.  It’s an unfortunate reality that just one small mistake, error of judgement, injury or perceived piece of bad advice can lead to a claim against your business or you – and cost you professionally and financially. Professional Indemnity insurance can act as a safety net to provide protection from the costs associated with claims (including legal costs and damages awarded).

When considering the selection of an indemnity limit, bear in mind that should you become subjected to a protracted legal action requiring professional expert witnesses and other legal professionals the indemnity limit will be significantly eroded by these costs reducing the available limit to pay awards made against you. Naturally we understand that any purchase is geared to the ability to pay, however you may want to consider that purchasing professional indemnity with a low indemnity limit could ultimately be financially crippling.

At isure, we’ve made it easy to arrange your Professional Indemnity insurance. In just a matter of minutes, without even leaving this site, or getting up from your chair, you can be covered as a computer contractor. Don’t put everything you’ve worked for at risk, start by clicking here to get an instant quote today!

Please note that this policy does not cover viruses or specific work in avionics, nuclear and clinical trials. Always check the exclusions in the policy to understand whether the policy is suitable for your IT services.

Claims Example

Professional Services: IT Consulting Services

An IT Company set up a new business. The Federal Court Judge ruled that the company name was deceptive as it was found too similar to a US Companies Australian subsidiary name. $100,000 in legal cost for both parties.

Professional Services: Software Design & Analysis, IT Education and Training

Not for Profit organisation engaged Consultant to develop software programme to assist with running their day to day operations. Operational difficulties and cost overruns led to termination of Consultants contract. Not for profit engaged another independent IT consultant to review whether system could be made operational or if it needed to be replaced.

Not for Profit seeks to recover losses for negligence and breach of retainer. Claim reserve at $300,000

Here is a list of computer contractor sub-professions that we cover:

  • IT Software Programmer
  • IT Network Architect
  • Network Communication Consultants
  • Website Designer
  • CRM System
  • IT System Designer
  • PC/IT Network Support
  • IT Programme Manager
  • IT Hardware Sale & Supply (Ex Man)
  • IT Software Development
  • IT Facilities Management
  • Search Engine Optimisation
  • IT Project Management
  • IT System Analyst
  • Telecommunication Consultant
  • IT Security Consultants (Ex Penetration Testing)
  • IT Hardware Consultant
  • IT Training
  • IT Software Consultant
  • IT Software Tester
  • IT Outsourcing Consultant
  • IT Software Sale