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IT Liability Contractors' Insurance

We offer great quality Professional Indemnity cover at affordable prices. isure is the leading choice for IT Liability insurance.

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Professional Indemnity & Liability Insurance for IT Consultants’

Whether your specialty is designing, installing, or maintaining IT computer systems, when they fail to function properly, or fail to meet a user’s expectations, clients are quick to place the blame. In today’s digital age, it comes as no surprise that we’ve become so reliant on IT consultants.

As professional life becomes more complex, keeping up to date with IT new innovations, constant flow of change in legislation, maintaining requirements associated with professional development can leave a professional time poor to perform duties properly, or as thoroughly.

If you don’t provide the correct professional advice to a client and they are negatively impacted, there is a chance that they will take legal action against you.  It’s an unfortunate reality that as an IT consultant, just one small mistake, error of judgement, injury or perceived piece of bad advice can lead to a claim against your business or you – and cost you professionally and financially. IT Liability and Professional Indemnity insurance can act as a safety net to provide protection from the costs associated with claims (including legal costs and damages awarded).

When considering the selection of an indemnity limit, bear in mind that should you become subjected to a protracted legal action requiring professional expert witnesses and other legal professionals the indemnity limit will be significantly eroded by these costs reducing the available limit to pay awards made against you. Naturally, we understand that any purchase is geared to the ability to pay, however you may want to consider that purchasing professional indemnity with a low indemnity limit could ultimately be financially crippling.

At isure, we’ve made it easy to arrange your Professional Indemnity insurance for IT consultants. In just a matter of minutes, without even leaving this site, or getting up from your chair, you can be covered as an IT contractor. Don’t put everything you’ve worked for at risk, start by clicking here to get an instant quote today!

Please note that this policy does not cover viruses or specific work in avionics, nuclear and clinical trials. Always check the exclusions in the policy to understand whether the policy is suitable for your IT services. See our policy terms to determine if this cover is suitable for you.

IT Liability Insurance Claims Examples

Not sure whether you need Professional Indemnity Insurance? Below are some IT Professional Indemnity insurance examples here in Australia, which may help you determine whether you require cover.

Professional Services: IT Consulting Services

An IT Company set up a new business. The Federal Court Judge ruled that the company name was deceptive as it was found too similar to a US Companies Australian subsidiary name. $100,000 in legal cost for both parties.

Professional Services: Software Design & Analysis, IT Education and Training

Not for Profit organisation engaged Consultant to develop software programme to assist with running their day to day operations. Operational difficulties and cost overruns led to termination of Consultants contract. Not for profit engaged another independent IT consultant to review whether system could be made operational or if it needed to be replaced.

Not for Profit seeks to recover losses for negligence and breach of retainer. Claim reserve at $300,000

Here is a list of IT and computer contractor sub-professions that we cover:

  • AI Machine Learning Engineers
  • Analyst Programmers
  • Analysts
  • Back End Developer
  • Big Data Analyst
  • Business & IT Consultant
  • Business Advisory Service
  • Business Analyst
  • Change Management Consultant
  • Computer Consultancy
  • Computer Graphics Consultant
  • Computer Programmers
  • Computer Software Developer
  • Computer Software Technician
  • CRM Systems
  • Data Analyst Consultant
  • Data Co-ordinator
  • Data Engineer
  • Data Processing Processor
  • Data Recovery Consultant
  • Data Recovery Technician
  • Database Administrator
  • Database Consultant
  • Database Management Consultant
  • Database Migration
  • Data Scientist
  • Desk Top Publisher
  • Devops Engineers
  • Front End Developer
  • Digital Transformation Consultant
  • Hardware Consultant
  • Interim Manager
  • Internet Consultant
  • IT Consultant (No implementation)
  • IT Contractor
  • IT Data Maintenance
  • IT Facilities Management
  • IT Forensics
  • IT Hardware Sale & Supply (excl. manufacture)
  • IT Hardware Consultant
  • IT Maintenance
  • IT Manager
  • IT Outsourcing Consultant
  • IT Project Management
  • IT Security Consultant (ex penetration testing)
  • IT Software Consultant
  • IT Software Development
  • IT Software Developer
  • IT Software Programmer
  • IT Software Sale
  • IT Software Tester
  • IT System Analyst
  • IT System Designer
  • IT Training
  • IT/Computer Contractors - IT Programme Manager
  • Marketing Data Supplier
  • Network Architect
  • Network Communication Consultants
  • PC/IT Network Support
  • PC/Network Support Consultant
  • Product Management
  • Programme Manager (Information Technology)
  • Programmer (Information Technology)
  • Project Managers/Director
  • Project Support Consultant
  • Quality Management
  • Sales, Marketing and PR
  • SAP Consultant
  • Search Engine Optimisation
  • Security Consultant (Information Technology)
  • Software Consultant
  • Software Procurement Consultant
  • Software Design
  • Stocktaking
  • System Analyst
  • System Architects
  • System Designers
  • System Software Engineer
  • System Tester
  • Telecomms Consultants
  • Telecommunication Consultant
  • Trainer (Information Technology)
  • User Experience Analyst
  • Website Designer
  • Website Developer

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